How much does a financial model cost?

Pricing on request. The final price is confirmed after a diagnostic call and depends on industry complexity and the number of scenarios.

How long does it take to build a financial model?

7 to 13 business days, covering data collection, structure design, model build, and logic walkthrough at handover.

What is included in the financial model?

An Excel model with P&L, cash flow, and balance sheet; base/best/worst scenario analysis; unit economics by product; an executive summary; and model update instructions.

Will the model meet bank or investor requirements?

Yes. Models are built to the standards of Kazakh banks, Damu programs, and investors.

What data do we need to start?

Revenue, cost data, and business structure. Data collection takes 1-2 days.

Do you have experience with Damu programs?

Yes. For a boutique hotel under the Orleu program we prepared a financial and economic model and bank-grade business plan, securing a rate of 12.6% versus a market rate of 19%.

Which metrics do you calculate?

NPV, IRR, payback period, DSCR, break-even point, unit economics, and base/best/worst scenarios.

Can I update the model myself after delivery?

Yes. We provide update instructions alongside the model and walk through the logic at the final meeting.

Financial Models

Get a model you can actually use, not just present

A financial model is a structured Excel calculation of a business's future revenues, expenses, and cash flows. JB Solutions builds models covering P&L, cash flow, balance sheet, unit economics, and scenario analysis for banks, investors, and new project evaluation. Delivery from 7 business days, priced on request.

Discuss my task

The first 30 minutes are free. We scope the work and name a range.

When you need this

You need a business plan for a bank or investors

You are planning to open a new business line or location

You want to evaluate a project before committing capital

You need unit economics to inform pricing decisions

What the result looks like

Three-year financial model

From a project: an outsourcing firm raising investment

Metric	Value
Investment scenarios modelled	3
Recommended investment	₸16M
Calculated payback	1.2 years
NPV of the recommended scenario	+₸4.9M
Revenue growth built into the model	+10% a year

The decision the owner made

The company had been growing 87% a year, but that pace was not carried into the model: it assumes +10%. The investor got headroom instead of an optimistic forecast, and the conversation moved to deal terms.

Read the full case

What's included

Financial model in Excel (P&L, CF, balance sheet)
Scenario analysis (base / best / worst)
Unit economics by product or business line
Executive summary for presentation
Model update instructions for your team

Process

Data1-2 days

We gather source data: revenue, costs, and business structure.

Structure2-3 days

We design the model architecture for your industry and objective.

Model3-7 days

We build, test, and configure scenarios.

Handover1 day

We walk through the logic, answer questions, and deliver the file.

Pricing

Final price is confirmed after a diagnostic call. Depends on industry complexity and number of scenarios.

From 150,000 KZT

What a financial model is and why you need one

A financial model is a spreadsheet where key business parameters are connected by formulas: revenue, costs, taxes, cash flows, investments, and debt. Change an assumption such as price or utilization rate, and the model recalculates profit, payback period, and funding requirements. It is a decision-making tool, not a presentation exercise.

A model serves three purposes. First: showing a bank or fund that a loan will be repaid, using a debt service schedule and DSCR. Second: justifying a company valuation and return to investors through NPV, IRR, and payback period. Third: giving the owner a clear answer on whether a project is worth launching.

Every model we build includes three scenarios (base, optimistic, pessimistic) and a break-even analysis.

Model examples from our practice

The figures below come from published JB Solutions case studies.

Project	Model	Result
3-star boutique hotel, Orleu program	8-year monthly financial and economic model, bank-grade business plan, DSCR	Rate of 12.6% vs. market rate of 19%, savings of approximately 50M KZT, average DSCR of 1.64x
University microgreens greenhouse	5-year model, loan repayment schedule	NPV 16M KZT, IRR 37.6%, payback period 2.5 years

What we need from you to get started

To start, we need revenue figures, cost data, and your business structure. Data collection takes 1-2 days.

The deliverable is more than a file. In the final meeting we walk through the model logic and provide update instructions.

FAQ

How much does a financial model cost?: Pricing on request. The final price is confirmed after a diagnostic call and depends on industry complexity and the number of scenarios.
How long does it take to build a financial model?: 7 to 13 business days, covering data collection, structure design, model build, and logic walkthrough at handover.
What is included in the financial model?: An Excel model with P&L, cash flow, and balance sheet; base/best/worst scenario analysis; unit economics by product; an executive summary; and model update instructions.
Will the model meet bank or investor requirements?: Yes. Models are built to the standards of Kazakh banks, Damu programs, and investors.
What data do we need to start?: Revenue, cost data, and business structure. Data collection takes 1-2 days.
Do you have experience with Damu programs?: Yes. For a boutique hotel under the Orleu program we prepared a financial and economic model and bank-grade business plan, securing a rate of 12.6% versus a market rate of 19%.
Which metrics do you calculate?: NPV, IRR, payback period, DSCR, break-even point, unit economics, and base/best/worst scenarios.
Can I update the model myself after delivery?: Yes. We provide update instructions alongside the model and walk through the logic at the final meeting.

Discuss your task

We respond within 1 business day