Your fractional CFO.
Order in the numbers, ready for capital.
A financial model that banks and investors accept. Due diligence before the deal is signed. Management accounting that shows real profit and cash flow. We work with SMBs and startups across Kazakhstan.
Services
What people come to us with
Prices and timelines are open on every service page. Start with the most urgent task.
Financial Models
DCF, unit economics, business plans, and budgets tailored to your goals
от 150 000 тг
Learn moreDue Diligence
Financial health check of a company before a deal or investment
от 300 000 тг
Learn moreFractional CFO
A CFO with a team for businesses that never had a finance function: we build finance from scratch and grow your permanent CFO
от 750 000 тг/мес
Learn moreBusiness Plan for Bank & DAMU
Financing approved on first submission: bank-grade feasibility study and business plan for DAMU programs and second-tier banks
Contracts & Documents
Standard and custom contracts based on JBBS templates for SMBs
Management Accounting
Setting up management reporting: P&L, CF, balance sheet, and KPIs
Tax Consulting
Kazakhstan Tax Code 2026: tax burden optimization and audit support
Financial Model Stress Test
A critical review of your financial model and business plan before your investment round: we find the weak spots before your investor does
(Anti-)Crisis Management
An interim team inside your business: we stabilize cash, build processes, and drive growth
The full picture
The tax office already gets your reports. Do you?
Accounting, tax filings, and statistics look backward by law. Decisions are made forward: plan, budget, investments, risks. For most SMBs this upper loop simply has not been built.
Strategic and financial planning
For top management and shareholders
- Strategic planning: Shareholder vision, market analysis, and internal efficiency in one loop
- Management accounting and reporting: Dashboard, plan vs actual, costing, KPI control in real time
- Annual plan and budget: Yearly planning with execution control and fact-based adjustments
- Investment portfolio and finance strategy: Projects, deals, equipment, development, and funding as one strategy
- Market positioning: Sales markets, pricing, sales, marketing strategy
- Risk management: Internal control, tax risks, risk appetite, and compliance
- Efficiency measures: Staff motivation, order in processes, automation of routine work
Mandatory reporting
Required by law, but it only shows the past. Most SMBs stop at this level.
- Financial statements · Banks, investors, auditors
- Accounting · Regulator, auditors
- Tax accounting and filings · State Revenue Committee
- Statistical reporting · Statistics Committee
- Other industry reporting · AIFC, Astana Hub, industry bodies
What this means for your business: The mandatory minimum shows where you have been. The management loop answers where to go and what it costs. We build that loop and teach your team to run it without us.
Operational records: the data foundation · Orders · Materials · Production · Warehouses · Logistics · 1C / ERP
Cases
Results in numbers
A Boutique Hotel for the Örleu Program
We prepared a bank-grade financial model and business plan for a 3★ boutique hotel. A rate of 12.6% vs the market rate of 19%, roughly ₸50M in savings over the loan term.
- Market review of Almaty's 3★ segment: tourist flow (+22.5% in two years), 3★ hotel occupancy at 73.8%, ADR set below competitors, a price advantage
- An 8-year financial model: monthly forecast, occupancy ramp-up to 80%, seasonality, P&L, cash flow, staffing plan, debt service schedule, NPV/IRR
- A deal structure with a safety margin: DSCR for every loan year, low-LTV collateral, founders' cash contribution, grace period, and cash buffer
Business Valuation and Financial Model for an Investor
A financial model and valuation of an outsourcing firm for investor attraction. Revenue +87%, net profit +184% year-on-year. Optimal scenario: ₸16M, 1.2-year payback, NPV +₸4.9M.
A Microgreens Greenhouse at a University
A business plan and financial model for a 200 m² educational-commercial microgreens greenhouse. NPV ₸16M, IRR 37.6%, average net margin of 21% under full debt financing.
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How we work
Four steps from request to result
Discovery
We assess the situation: goals, numbers, constraints. A 60-minute call or meeting.
Work Plan
We fix scope, timeline, and cost in the contract. No surprises along the way.
Execution
We work in your files or system. Interim versions are reviewed and agreed with you.
Handover
Final document, logic walkthrough, and answers to your questions. You can work with it independently.
About the founder
Багдат Жаксыгелдин
Founder of JB Solutions. 17 years in finance, including 5 in independent consulting. Rose to CFO at Sergek Group, BI Innovations, and Mercury Properties.
Specialization: financial models and due diligence, from small trading companies to closing SAFE rounds of $200K+.
MSc Finance with distinction (Alliance Manchester Business School, Bolashak scholar). Member of the QID independent directors registry.
@BagdatJAQSI"A good model lives on after the handover: the owner updates it and defends it before the bank without me."
FAQ
Frequently asked
Open resources
50 articles, 8 calculators, 24 prompts. Free.
A knowledge base on SMB finance, interactive tools, and Claude prompts. No email, no signup.
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Новый НК РК 2026 поставил МСБ и тех, кто только открывает бизнес, перед важным выбором. Разбираем, когда упрощёнка работает на вас, а когда мешает продавать.
Market data
Start with a 30-minute consultation
Free and with no obligations: we will review your task, propose a working format, and quote the cost. If your team can solve it on its own, we will say so directly.
We respond within 1 business day