Know what is happening in your business every week
Management accounting is a reporting system that gives the owner a real-time picture of the business: profit, cash flows, and KPIs without delay. JB Solutions sets up P&L, cash flow, and management balance sheet in Excel or Notion, trains the team, and can provide ongoing monthly reporting. Priced on request.
The first 30 minutes are free. We scope the work and name a range.
You do not know where your money is going
Financial accounting does not provide the management data you need
You want to see P&L and CF in real time
You are preparing to raise investment or sell the business
From a project: a trading group importing and reselling goods
| Metric | Value |
|---|---|
| Turnover over the period reviewed | ₸1B+ |
| Sales margin by year | 5% to 32% |
| Achievable level once the issues are fixed | 25% and above |
| Critical risks hidden behind opaque records | 7 |
The decision the owner made
Loan inflows were masking an operating loss. For the first time in four years the owners saw where earned money ends and borrowed money begins, and put dividends on hold.
We review the current accounting setup and identify gaps.
We design the reporting structure.
We configure templates and load historical data.
We train the team and deliver instructions.
The full picture
Accounting, tax filings, and statistics look backward by law. Decisions are made forward: plan, budget, investments, risks. For most SMBs this upper loop simply has not been built.
For top management and shareholders
Required by law, but it only shows the past. Most SMBs stop at this level.
What this means for your business: The mandatory minimum shows where you have been. The management loop answers where to go and what it costs. We build that loop and teach your team to run it without us.
Operational records: the data foundation · Orders · Materials · Production · Warehouses · Logistics · 1C / ERP
Accounting audit and setup. Monthly support from KZT 400,000.
Financial accounting is done for the government: taxes, forms, filing deadlines. It answers the question of what to show the regulator, not what is happening with your money. Management accounting is done for the owner: real profit by business line, cash flows, unit economics, and the KPIs on which decisions are based.
The key technique in management accounting is separating cash flows into operating, financing, and investing activities. When loan proceeds are mixed with revenue, a business can look profitable while actually losing money. This is exactly the illusion we uncovered in a trading group case study: with turnover exceeding 1 billion KZT, the positive cash flow was being created by borrowed funds while operating activity was generating a deficit.
A second common problem is the mixing of the owner's personal money with company funds.
The alternative to outsourced accounting setup is a full-time finance specialist. Total cost for a specialist with a net salary of 500,000 KZT:
| Cost item | Monthly amount |
|---|---|
| Gross salary | ~615,000 KZT |
| Social tax (SN) 6% | ~32,500 KZT |
| Social contributions (SO) 5% | ~27,700 KZT |
| Medical insurance contributions (OOSMS) 3% | ~18,500 KZT |
| Employer pension contributions (OPVR) 3.5% | ~21,500 KZT |
| Workspace rental and utilities | ~80,000 KZT |
| Equipment, software, 1C (depreciation) | ~40,000 KZT |
| Stationery, training, vacation pay, and sick leave | ~85,000 KZT |
| Total cost of in-house finance specialist | ~920,000 KZT |
A trading group with turnover exceeding 1 billion KZT approached us for financial support. The accounting did not reflect reality: all flows ran together as a single mass, and the owners could not answer whether the business was profitable. We manually sorted through more than four years of transactions, separated the flows, and showed that what appeared to be profit was borrowed money. Sales margins varied from 5% to 32% across years, with potential for stabilization at 25% or above after resolving the underlying issues.
The result of the engagement: an honest answer to the key question, 7 systematized risks, and a step-by-step roadmap for business recovery and accounting restoration. Duration: 15 business days.
We respond within 1 business day